Model Portfolios

Sample portfolios for various goals and time horizons.

Conservative
2 Assets

Preservation

Prioritizes protecting your money. Mostly sukuk (Islamic bonds) with a small amount of stocks to keep pace with inflation. Lowest volatility.

Ret.4.6%
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Conservative
3 Assets

Defensive

Balances stability with modest growth. Sukuk (Islamic bonds)-heavy, plus some US stocks and real estate exposure for income.

Ret.5.1%
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Balanced
3 Assets

60/40

A classic balanced mix. Splits evenly between US stocks and sukuk (Islamic bonds), with international stocks for diversification. Middle-of-the-road volatility.

Ret.6.0%
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Growth
3 Assets

Diversified

Growth-focused. Heavier on US and global stocks with real estate exposure. No bonds. Higher volatility.

Ret.7.2%
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Growth
2 Assets

All Equity

Full stock exposure across US and emerging markets (developing economies). No bonds, no buffers. Expects significant ups and downs.

Ret.7.3%
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Growth
3 Assets

Moonshot

Aggressive stocks plus a Bitcoin allocation for speculative upside. Highest volatility. Not for the faint-hearted.

Ret.8.6%
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